20 things in 2020 – Day 1 Budget

I wanted to share this series of blog posts with you to help you to make your life easier one day at a time. I’ll be back every day with a new tip or trick that can help to make your life easier every day.

Make 2020 Better Now

Write a budget! Tell your money where it needs to go, instead of being surprised when it’s completely gone. One of the best things about everyone having a phone these days is that we can all access our bank accounts and budget every day, instantly. We don’t need to stress over that check that didn’t cash yet, the kids needing new shoes, again or an emergency filling. We know what we have at a quick glance.

Don’t reinvent the wheel either, you can use a budget form found in a quick google search, through the app store, on your excel spreadsheet store, Etsy and even Shopify.

Make a Budget

I made a budget, now what smart guy? How does it look? Are you sitting pretty as long as you stick to your budget? Good deal! Rememeber to pay yourself first, maybe now is the time to sign up for your works 401k match program, or get an IRA. I use a app called Stash, I put money in every month, divide it out and then collect my dividends and interest. I make much more than I would just by having it in a regular savings account. It’s also more difficult to get to so I won’t spend it on makeup at Ulta, or new yarn.

For those of you not looking so pretty, it may be time to look into the Dave Ramsey program. He’s helped thousands of people become debt free in short amounts of time by following his program. Baby step 1 – put $1000 in a emergency fund. If that sounds impossible, try it. I promise you’ll feel much less stressed once you know you have that $1000 to fall back on in case your tires go out or you need a new filling.

Another thing you should be doing is participating in your companies FSA, Flexible Spending Account. This is a pre-tax spending account to help you to pay for your medical expenses, everything from prescriptions to therapists visits.

Do you feel like all of this is greek? How about you try out some personal finance books, Rich Dad Poor Dad, Dave Ramsey, Think and Grow Rich etc. Just google personal finance books, go to your library, or even borrow them online through your e-reader.

Today we learn about Mania.

This blog was not meant to ever become a mental health blog. In fact I posted here to to try and keep myself sane. Staying home alone with little kids, you end up begging for adult interaction. Mopping the floors, swapping out your socks just to realize you need to mop the bathroom too.. gets old man. So old.

That said, my sanity is now in question. I have been diagnosed as Bipolar with psychotic features. My doctor in the in-patient care facility was so good. A old cowboy, really. Who sold his ranch and became a psychiatrist.

Lets take a little bit of a break and appreciate that this means my husband kept my house running to a T. He did a glorious job! For 6 days with only being able to talk to me for 10 minutes at a time. Yeah dude. AMAZING!

Back to the topic of Mania. I have been in a manic phase for the last few weeks, an increase in energy, difficulty concentrating, and a rough time sleeping were a couple of my symptoms. As you can probably tell incomplete thought processes are a biggy. I am looking forward to being able to write and it not seem like I am starting a story in the middle of a paragraph.

I am a big picture kind of woman for the most part, I see what I want and go for it, ignoring the little pieces because they seem to just naturally fall into place as I move forward. Right now I’m having to focus on one tiny bite at a time. The first being getting medication that can help improve my brain function, the next being talk therapy, couples therapy for Jason and I because we need to learn how to communicate all over again. I am also not a patient person so this is not fun for me, to slow down is rough.

My 5-minute face

5 minutes, why? How?

Welcome to my life, I just showered, and my alarm went off saying I have 15 minutes to get to a meeting I totally forgot. Good news, my hair is done. (I’ll never do a hair tutorial, no worries) I also already have myself and my little guy dressed. Bad news, no time for foundation. Luckily I like my face. So I swipe on some deodorant and get to work. 5-minutes to get this 36 year old face out the door.

Concealer IS your best friend!

I have tried so many brands of direct sales makeup, everything at the drug store, quite a few indie brands and a ridiculous number of prestige brands. Tarte Shape Tape, blows them all out of the water. I’m over 30 (much closer to 40 than 30 in fact) add weight loss, and many sleepless nights… I’ve got dark circles for days! This makes my face look like I got a full four hours!

Why do you do it like this?

I will not have time for contour and blush, which means I won’t be able to perfectly blend the edges of a good concealer triangle. That’s just fact. I cover my problem spots and blend it out with a beauty blender. Easy peasy and quick! It brightens my eyes, covers the worst of my spots and dulls the redness above my brows and around my nose. I also don’t have time to set it so it needs to be light. I apply a lot under my eyes so I have enough to do above my brows and between them.

A great mascara is worth it’s weight in gold.

I’ve been using this Dior Show mascara for 12 years now. It’s dark, covers in one coat and lengthens perfectly. My favorite mascara right now is YSL’s The Shock but they don’t sell it at Ulta and I haven’t made a Sephora order in ages. I’ll be picking it up ASAP though. What’s your favorite mascara?

The lip

I am a huge fan of Lip Sense. It stays all day for me, it moisturizes and it always looks flawless. However I don’t have time for the 4 step application today. To my rescue is a gloss sample I received in my monthly Sephora box. It’s a nice neutral and I know it won’t be gone 5 minutes after walking out the door. My natural lip color is fine on its own, however I have a big brown freckle in the middle of my lip that I like to hide. Annnnd Done!

Thank you for joining me on my journey to get ready this morning. I made it to my meeting across town with 5 minutes to spare. Yay for cooperative toddlers!

Products used in this post All products links are Affiliate Links, while I won’t get rich, I may make a few cents if you purchase one. For more information please go to my Terms and Conditions

My favorite deodorant, this is seriously the best and it doesn’t cause irritation.

My favorite concealer, hands down.

My second favorite mascara, I know it’s different than the photo, they were out of Black Out when I was at Ulta the last time.

My current favorite mascara. This stuff keeps your lashes soft and long, without clumping, it’s perfection.

This is the blender I use for my concealer, it’s a bit smaller than the pink one and perfect for under the eyes and around the nose.

I do not like this Anastacia lip gloss, the formula is fab, but the color is meh. This Black Honey almost lipstick is fabulous on almost every skin tone, and usually lives in my purse.


*freebie* Weekly Routine Tracker

Week 2 freebie is HERE!! I’ll be adding a Silhouette cut file later this week. One of my favorite things about my hourly Erin Condren Life Planner is the sidebar where I can track things for the week instead of having to add it to my every day. I still have daily chores and events that I have to use the hourly grid for, but it’s slightly less cluttered and takes less time when I don’t have to write “dishes” every day.

When I get the Silhouette cut file set up I’ll perfect the margins, but for right now, I’m cutting it by hand with a cheap paper slicer I picked up at Walmart a few years ago.

The thing I love the most for this type of cutter is that it has a great grid to help line up your paper for a perfect cut, and even after using this thing 100’s of times the blades are still crazy sharp. Once cut you’ll end up with a stack of stickers to use for the next 4 weeks. Give it a try and see if it helps you to be a little more organized with your social media posting, and remembering to get your laundry out of the dryer.

I love printing on matte sticker paper, it works just like regular printer paper with my laser printer, but then I am able to just peel and stick where ever I need to. I’ve tried dozens of different brands, for plain, matte sticker paper, they are all pretty much the same. They take gel pens perfectly, they rarely bleed when I use my papermate flair, and they help to protect my planner pages from bleed through when I need to use a sharpie. A popular option is to also use removable vinyl sticker paper. I do not have any experience using this type of paper, if you have a recommendation of a type that can be printed on with a laser printer, and easily cut with a Silhouette Cameo, please leave me a comment and let me know!

Ready to download? You can snag it here

Items featured in this post (these links are all affiliate links you can read more details here)

 This is the paper slicer I’ve been using for a few years, the knives stay sharp for a long time, but they are also easily replaceable!
Paper-mate Flair pens, they have a nice, sharp felt tip, and great colors. Not my favorite pen, but great with matte stickers.
 From my experience, cheap matte sticker paper isn’t THAT much worse than the expensive name brand kind. I have used several different types and other than the writing on the back and where they peel from, they are all the same. (Yes I can also use this kind to kiss-cut stickers with my Silhouette Cameo)
 This is not the Cameo I have, this is the one that’s currently burning up my wishlist. I am loving the bluetooth feature, less cables, means less desk clutter Woohoo!
 My FAVORITE pens right now. These gel pens are worth the price! The colors are bright and true, they don’t dry down to a different shade, the line is thick and smooth with zero skipping. I hate to say it but they are even better than my last love the Pilot G-2, luckily those are still J’s favorite so I can just toss them all in his pen cup and he’s a happy guy.

These links are not affiliated with Saebbe.com in any way, other than a passing familiarity and as a customer I am not in anyway involved with these shops.

Stickers featured in my planner photo are here – Sweet Kawaii Design and Stickerrific 

You can customize your own Hourly Erin Condren Life Planner at their website. Erin Condren

I haven’t used their other planners such as the petite, or the Hardbound, but these stickers will fit in the both the vertical and horizontal versions as well, you also maybe be able to use them in your Plum Paper and Happy Planner with minimal issues.

Happy New Year!!

I love that January 1st 2018 is on a Monday this year. I’m not sure why this thrills me so much but it’s a lovely thing! Happy New Year!!

Daily planner page for Direct Sellers and Small businesses, this page helps to combine personal, social media and basic household routines into 1 easy to keep track of page. How does that sound?! I makes me happy that’s for sure. You can find it here.

I released it early for some of my LuLaRoe friends.


Along with new branding this year I’m also hoping to focus on some consistency. Along with my long held Onisms.com I am also proud to announce that I have branded my LuLaRoe business under the header of Saebbe’s Mustard Haus. You can find me here http://mustardhaus.com

Quick update as 2017 ends

I wanted to update you on what to expect in 2018

Happy holidays! I finished my semester of school, all A’s *woohoo*. Business is booming! I sold 46 Amelia’s dresses in 5 weeks. Blogging is suffering because it’s not a ‘income producing activity’. Totally fine, I have lots of content coming up in 2018, keto recipes, direct sales marketing, how-tos, science fair projects etc. Every month will bring something a little different. In the mean time share your favorite posts on Pinterest or email me and let me know what you want to see.

All the Love, Us.

Keto cereal craving? Try this!

I’ve been trying tons of pre-made keto foods. To be honest, most are disgusting!! I just can’t stand the artificial sugar flavors, the bland textures and the overly salty finish.

I love cereal, cereal is my number 1 comfort food. Oatmeal, Raisin Bran, peanut butter captain crunch, Golden Grahams. Sign me up. Except, this whole crazy keto thing is working! I’ve been using the keto diet to improve my heath since April, and it’s working! I feel amazing.

I plan to eat this way for the rest of my life. There, I said it. I don’t plan to ever get off the keto diet, my labs have been amazing, my body when I don’t cheat is a glorious machine, and my brain is clear. I have also been doing fasts, both intermittent and up to 72 hours. I have been supplementing my 72 hour fasts with salty bone broth to keep my electrolytes up but I feel good. Don’t get my wrong, I’m still a over weight, ultra busy, mother to 4 hyper little humans so I do get tired, I do get irritable but it’s less. I also haven’t had a Lupus flare in 3 months. I’m not completely symptom free, but I am no longer staying in bed for days at a time and only doing the bare minimum due to the pain and brain fog.

I also get cravings. Mostly for my favorite comfort foods. I know to not do it, that’s it’s not worth it. That doesn’t make them vanish though. So I have been messing around with keto approved ingredients and mimicking the flavor and texture of these foods.

Cereal killer – craving crusher

1/2 cup hemp hearts

2 tbsp flax seed (whole or crushed what ever you can find, it’s just to mimic the crunch)

2 tbsp of a sugar substitute (I use Sola, but you know how your sugar substitute adds up to sugar, if you only use pure stevia 1 doonk may be enough, but truvia is very similar in sweetness)

1/2 tsp cinnamon

2-4 tbsp heavy cream (you can also use full fat coconut cream, or what ever your favorite coffee creamer/milk replacement is) enough to wet the ingredients to mimic the milky texture you get when eating cereal. You don’t need a ton because it doesn’t get absorbed into anything and I personally hate chasing cereal around the bowl.

Directions: add all dry ingredients to a mixing bowl and stir well. Put a frying pan on the stove top and heat it to medium. Once it’s warm dump the cereal mixture in the pan and start stirring. You’re just toasting the hemp hearts and combining the flavors. It doesn’t have to get super brown just toasty. Turn off the heat, keep stirring and then dump back into the mixing bowl. Let cool and move to a cereal bowl (or eat out of the mixing bowl) pour over the heavy cream and stir. I love it with pumpkin seeds added to the top and a sprinkle of Pink salt. This will keep well in the fridge for up to a week. It starts to get a little moist if you leave it longer than that. Enjoy!

Additional add ins – Peanut butter fit powder + butter, choconite powder in place of the sweetener, pumpkin spice in place of the cinnamon, egg nog extract in place of the cinnamon, banana extract in addition to the cinnamon (I liked 1/4 tsp, not too strong and I didn’t have a reaction to the propylene glycol in the extract), vanilla extract in place of the cinnamon.

Do you feel like you need more support. Join Sofa King Keto on Facebook. The creator is always entertaining, the admins are friendly and the entire group is like hanging out with your BFFs and talking about your favorite things.

We don’t have a bedtime routine – (one of the kids created her own)

Bedtime, some days it’s fondly referred to as best-time. The time of day that includes tons of hugs, extra kisses and all the I love you’s (even when you were sure they were going to kill each other earlier in the day)

With my first kid, I would read him a story, give him a bath, and walk walk walk him to sleep with the occasional nursing session in there. It was exhausting, and since J and I were night people it usually didn’t start until 11pm or even midnight.

Along came Kiwi, and wrestling 2 kids to bed. Pajamas, drinks, brushed teeth, baths, a diaper change or 2. I was wiped out and just wanted to lay down, sorry kids I can’t see straight to read you a story.

Baby number 3. My perfect sleeper, I’d put a fresh diaper on, pajamas and put her in her crib and boom she’d be out. The other kids, brush your teeth, put on pajamas, there’s school in the morning so no time for a bath, yes my ultra-bright kindergartener you can read for a bit.

My perfect sleepers daddy then got a job that required a 5:30am or even sooner wake-up’s. This means we need to be in bed by 10 at the latest, some nights that meant we barely had a chance to say ‘hey’. No problem, we’ll move dinner to 5, bedtime to 7, the older 2 dress themselves and don’t swallow the toothpaste anymore. And thus was born ‘Go to bed.’

My little guy arrived and we were well established in this routine. The perfect sleeper was still transitioning out of her crib and our bed and into her own. The older two never argued about bedtime, they still wanted to keep the lights on for a few extra minutes but there wasn’t the constant requests for drinks of water or just coming out to see what we were doing.

The perfect sleeper. Was having none of it. In her mind, even today, she’s the baby. She needs a drink, she needs help with her pajamas even though she has been dressing herself for over 2 years. Then came ‘the toe toe tuck’. Yeah, I haven’t been tucking my kids in. I check to see that they are asleep and turn off their lights but never tucked them in after the hugs and kisses and Partridge family style I love you’s were done.

Bear even knows to stop nursing and go snuggle his daddy so I can tuck Mimi’s toe toes.

At the end of the day we still get this. So don’t beat yourself up over not singing that special song, or forgetting their PJ’s in the washer. Sleep is what is important and sleep is what we get.

The perfect biscuits – every time!

I love biscuits. I love them plain with butter, covered in gravy, drizzled in honey and even dry with a coke first thing in the morning. Biscuits are life!

After years of trial and error I have finally perfected my biscuits and you don’t even need to roll them out and cut them if you don’t want. Allow me to explain.

I used to make biscuits by combining all of my dry ingredients, then grating cold butter and mixing it together until it loosely formed crumbs. Then add the wet ingredients, mix, dump on the counter, roll them out and cut them.

I’m not going to lie, they were good. Fluffy and the perfect vehicle for gobs of bright yellow Irish butter. Yum!

Then I had kids, and then another aaaand another. My joy at spending time in the kitchen baking, waned. It’s just not fun to bake anything when you have a screaming 2 year old velcroed to your leg. And as much as I enjoy cooking WITH my kids, biscuits are messy, it not like chopping veggies where everything can be quickly wiped up with a rag. Kids + flour = an extraordinary mess, every time.

Jeez lady, just buy a box of bisquick. Quick answer, noooo. I refuse. Long answer, I think I like playing with the dough, it’s like playdoh for adults except you get to eat it!

Alright let’s get started. First preheat your oven to 400 degrees.

Next get out your favorite baking dish. Mine is a 8×8 Pyrex dish but I’ve had the same luck with a non-stick pan or a baking stone and even just a cookie sheet. Here I’m using a cast iron skillet.

Drop a 1/4-1/2 stick of butter into the dish and stick it in the heating oven. Keep an eye on it. You want it melted to browned but not burnt. If you don’t like the flavor of browned butter take it out as soon as it’s melted.

In a bowl add your dry ingredients:

2 cups (11 ounces) all-purpose flour
1 1/2 tablespoon (.6 ounces) baking powder
1 teaspoon (.2 ounces) kosher salt
1 tablespoon (.5 ounces) granulated sugar

Give them a quick whisk. Either by hand or with your mixer. It doesn’t make a difference what you use. Then pour in 1 & 1/2 cups of heavy cream. Yeah, remember all that butter grating and water or milk measuring. It’s no longer necessary (can I get a woot woot!!)

Mix until just combined. The key to flakey, tender biscuits is to not release too much of the gluten in the flour. You don’t want it to be super stiff and elastic like bread dough, but almost crumbly. Not actually crumbly but close.

From here you can pinch the ball in half and then those balls in half and then half again for 8 large biscuits. Or you can toss some extra flour on the counter and roll it out to about 1/2 in thick and cut with anything circular shaped (I usually use a canning ring or a sippy cup, no joke)

Place them almost touching in your butter covered pan, the butter will give the bottoms a crispy, buttery crunch. It’s to die for!

Toss in the oven on the middle rack for 12-15 minutes depending on how brown you enjoy the tops.

Pull out and burn the heck out of your mouth in your rush to taste this perfection.

My roll fails – the never ending quest for perfection

Right now, the running joke in my life, is that I’m an excellent cook but you do not want to eat what I bake. I have photographic evidence of my inability to follow directions now as well. In spite of my very obvious inability to follow directions I am bound and determined to find the perfect roll recipe. What that means is,

1.) one that I can store in my mind

2.) tastes, blow your socks off, amazing, and

3.) that you can add  pretty much any herb or extra to that you want and it still turn out perfectly.


I prefer using yeast to make most of my bread products. I don’t like or use canned rolls and biscuits and while the frozen ones are SO good, the are also SO expensive and you can’t add things to them before baking.


My most recent attempt (read:FAIL) had ½ cup hot water, ¼ sugar, I bloomed 2 ¼ tsp of active dry yeast. Heated 2 cups of whole milk and 1 stick of butter in the microwave until the butter was half melted. I stirred it and added it to the hot water. Then added 2tsp of salt, 2 eggs, and 6 (yes 6) cups of flour and let my dough hook take over. I then needed an additional ½ cup of flour to get the smooth stretchy consistency I like. I let it rise for an hour, punched it down and placed balls of dough into a clear glass cake pan and the other half in a dark non-stick cake pan. I baked at 375 convection for 20 minutes.


They were GROSS and the glass ones half cooked. Yuck. The dark pan is  keeper though, they were crispy on the bottom and after drizzling melted butter, brown sugar and cinnamon on them, quite tasty.


Now I need to figure out how to get more flavor into the dough, I figured with milk, egg and butter that they would be pretty good, but no. No they were not.

Do you have a fail proof roll recipe? Please share it, I’m desperate to not be a baking dunce.